Benefit Schedule

Traveling abroad and do not have US primary health insurance? View Economy Option.

Medical Benefits
Maximum Benefit per Insured Person per policy period Options include $50,000; $100,000; $500,000; $1,000,000
Deductible per Insured Person per policy period Options include $0; $100; $250; $500
After the Deductible is satisfied, benefits are paid for Covered Expenses as follows up to the Medical Limit:
Benefits Insurer Pays After Medical Benefit Deductible is Paid:
Professional Services:
a. Surgery, anesthesia, radiation therapy, in-hospital doctor visits, diagnostic X-ray and lab 100%
b. Office Visits: including X-rays and lab work billed by the attending physician. 100%
Inpatient Hospital Services:
a. Surgery, X-rays, In-hospital doctor visits 100%
b. In-patient medical emergency 100%
Ambulatory Surgical Center 100%
Outside the U.S. Outpatient prescription drugs 100% of Covered Expenses
Dental Care required due to an Injury 100% of Covered Expenses up to $500 maximum per Trip Period and $250 per tooth
Other Benefits Insurer Pays Without a Deductible Being Applicable
Accidental Death and Dismemberment Maximum Benefit Principal Sum up to $50,000
Repatriation Of Remains Maximum Benefit up to $25,000
Medical Evacuation Maximum Benefit per Trip Period for all Evacuations up to $500,000
Bedside Visit Maximum Benefit per Trip Period up to $1,500 for the cost of one economy round trip air fare ticket to the place of the Hospital Confinement for one (1) person

Mental health is covered up to the policy maximum as any other condition.

Global Health and Safety Services
  • Access to our global community of carefully selected, contracted hospitals, physicians, dentists and behavioral health professionals in over 180 countries
  • Detailed provider profiles
  • Appointment scheduling
  • Direct Pay to providers
  • Health and security news alerts
  • View More Details

24 Hour/ 7 Day Global Medical Assistance


Available to U.S. residents, age 84 or younger, who live in approved states. See Eligibility Requirements.

Participant must be enrolled in a primary health plan. There is no pre-existing condition exclusion.

This is a non renewable plan. Subsequent periods of insurance can be purchased, in which case a new Deductible and Medical Limit would apply.

PLEASE NOTE: This plan is for coverage outside of the U.S. only. You may only purchase this policy prior to departing on your trip. Exceptions to this rule: if you are still on your trip and need to continue coverage past the initial 180 max, you are allowed a one time subsequent policy enrollment up to another 180 day limit. NOTE: If you enroll in a subsequent policy, a new deductible and medical limit will apply. After 360 days, members are not eligible to buy another plan for the same trip.

Ten Day Money Back Guarantee
YOUR SATISFACTION IS GUARANTEED. We are so confident in our products that we offer the best guarantee in the business! If you are not completely satisfied with our product, simply return your Certificate or Policy of Insurance and Description of Emergency Medical Evacuation and Other Services within 10 days of receipt and include a letter indicating your desire to cancel. If you have not already left on your trip or incurred a claim, you will receive a full refund.