Expatriate health insurance that equals freedom
Unsurpassed benefits and services you can count on.
Xplorer Plan Options
International health insurance - covering inside & outside the U.S.
Customize your medical insurance plan to suit your international living needs. Define your deductible, pick your prescription drug level, and choose your doctor or hospital anywhere in the world in or out of our elite network of providers.
- Deductible is waived for office visits with doctors.
- No waiting periods associated with preventive services.
- Can be kept upon return home up to 9 months.
- Pre-existing condition waiting period can be eliminated with proof of prior creditable coverage.
Navigator Plan Options
International health insurance for crew, missionary or students
Crew Plan
Missionary Plan
Student/Faculty Plan
Worldwide health insurance specifically designed for crew, missionary or student travelers.
Missionary Plan
Student/Faculty Plan
Worldwide health insurance specifically designed for crew, missionary or student travelers.
- Worldwide medical coverage.
- Select from a range of deductibles and rates.
- Choose providers either in or out of our elite network.
Access to quality international health insurance and care you can trust.
When outside the U.S., connect to our network of international medical providers through premier on-line tools: browse doctor and hospital profiles, schedule appointments, and in most cases, have HTH make direct payments to providers.
When inside the U.S., access our comprehensive provider network. One of the largest networks available.