Expatriate health insurance that equals freedom

Unsurpassed benefits and services you can count on.
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Xplorer Premier Option Premier Expat Coverage Premier Expat Coverage - Most popular plan

International health insurance - covering inside & outside the U.S.

Customize your medical insurance plan to suit your international living needs. Define your deductible, pick your prescription drug level, and choose your doctor or hospital anywhere in the world: in or out of our elite network of providers.
  • Deductible is waived for office visits with doctors
  • No waiting periods associated with preventive services
  • Can be kept upon return home up to 9 months
  • Pre-existing condition waiting period can be eliminated with proof of prior creditable coverage
Xplorer Essential Option Essential Expat Coverage

International health insurance - covering outside the U.S.

For world travelers covered by a domestic U.S. health insurance plan, or for those who have no immediate plans to return to the U.S., Essential or Select Expat Coverage is an excellent value.

Select: Expedited Underwriting, No rate-up based on medical history, Must be continuously enrolled in a U.S. primary health plan to be eligible

Essential: Available up to age 74, Stand-alone plan: all the coverage you need

Access to quality international health insurance and care you can trust.

When outside the U.S., connect to our network of international medical providers through premier on-line tools: browse doctor and hospital profiles, schedule appointments, and in most cases, have HTH make direct payments to providers.

When inside the U.S., access our comprehensive provider network. One of the largest networks available.

A Trusted Name in Travel Health Insurance
Learn About Us

Trusted Name in Travel Health Insurance

HTH Travel Insurance is operated by Worldwide Insurance Services, LLC (WIS). Founded in 1997, WIS offers competitive health insurance protection and technology-powered assistance services to global travelers, students and expatriates. WIS brings to the U.S. market a variety of travel medical insurance products under leading brands. WIS and its parent company, Highway to Health Inc. (HTH) collectively serve more than 1M travelers and expatriates each year.

WIS products are sold via licensed insurance brokers and provide the following

  • Rated A- (Excellent) by AM Best Company.
  • Superior benefits and services not available elsewhere.
  • Unparalleled access to leading doctors and hospitals, who contract with us and bill us for their services.

WIS also delivers exceptional service via toll-free multi-lingual customer support and its proprietary web-based administrative capabilities. WIS administers its insurance products and delivers emergency medical assistance services in cooperation with air ambulance partners