- Age 95 or younger
- Traveling outside the U.S. and scheduled to spend at least 24 hours away from his/her Home
- Must be enrolled in a *Primary Health Plan
- A resident of the United States
* Primary Plan is a Group Health Benefit Plan, an individual health benefit plan or a governmental health plan designed to be the first payer of claims (such as Medicare) for an Insured Person prior to the responsibility of this Plan. Such plans must have coverage limits in excess of $50,000 per incident or per year to be considered a Primary Plan. PLEASE NOTE: Medicaid and V.A. health plans do not constitute primary health insurance because they are not defined as the first payer of medical claims.