Benefit Schedule
| Medical Benefits | |
|---|---|
| Maximum Benefit per Insured Person per policy period | Options include $50,000; $100,000; $500,000; $1,000,000 |
| Deductible per Insured Person per policy period | Options include $0; $100; $250; $500 |
| After the Deductible is satisfied, benefits are paid for Covered Expenses as follows up to the Medical Limit: | |
| Benefits | Insurer Pays After Medical Benefit Deductible is Paid: |
| a. Surgery, anesthesia, radiation therapy, in-hospital doctor visits, diagnostic X-ray and lab | 100% |
| b. Office Visits: including X-rays and lab work billed by the attending physician. | 100% |
| a. Surgery, X-rays, In-hospital doctor visits | 100% |
| b. In-patient medical emergency | 100% |
| Ambulatory Surgical Center | 100% |
| Outside the U.S. Outpatient prescription drugs | 50% of Covered Expenses |
| Dental Care required due to an Injury | 100% of Covered Expenses up to $200 maximum per Trip Period |
| Other Benefits | Insurer Pays Without a Deductible Being Applicable |
| Accidental Death and Dismemberment | Maximum Benefit Principal Sum up to $25,000 |
| Repatriation Of Remains | Maximum Benefit up to $25,000 |
| Medical Evacuation | Maximum Benefit per Trip Period for all Evacuations up to $500,000 |
| Bedside Visit | Maximum Benefit per Trip Period up to $1,500 for the cost of one economy round trip air fare ticket to the place of the Hospital Confinement for one (1) person |
Mental health is covered up to the policy maximum as any other condition.
- Access to our global community of carefully selected, contracted hospitals, physicians, dentists and behavioral health professionals in over 180 countries
- Detailed provider profiles
- Appointment scheduling
- Direct Pay to providers
- Health and security news alerts
- View More Details
Available to U.S. residents, age 74 or younger, who live in approved states. See Eligibility Requirements.
This plan includes a 180 day Pre-existing Condition exclusion.
This is a non renewable plan. Subsequent periods of insurance can be purchased, in which case new Deductible, Eligibility and Pre-existing Condition Exclusions would apply.
PLEASE NOTE: This plan is for coverage outside of the U.S. only. You may only purchase this policy prior to departing on your trip. Exceptions to this rule: if you are still on your trip and need to continue coverage past the initial 180 max, you are allowed a one time subsequent policy enrollment up to another 180 day limit. NOTE: If you enroll in a subsequent policy, a new deductible and medical limit will apply. After 360 days, members are not eligible to buy another plan for the same trip.
Ten Day Money Back Guarantee
YOUR SATISFACTION IS GUARANTEED. We are so confident in our products that we offer the best guarantee in the business! If you are not completely satisfied with our product, simply return your Certificate or Policy of Insurance and Description of Emergency Medical Evacuation and Other Services within 10 days of receipt and include a letter indicating your desire to cancel. If you have not already left on your trip or incurred a claim, you will receive a full refund. (Guarantee not available in WA)