- Strength of a U.S. Insurer. HTH insists on partnering with admitted U.S carriers.
Our travel medical plans are underwritten by:
- UNICARE Life & Health Insurance Company, a WellPoint company. WellPoint is the nation's largest health insurance company; or
- HM Life Insurance Company, or HM Life Insurance Company of New York; both are rated A- (Excellent) by A.M. Best Company. HM Life Insurance Company and HM Life of New York are part of HM Insurance Group, whose member companies work to provide health risk solutions for clients.
Our trip protection plans are underwritten by Stonebridge Casualty insurance Company, owned by AEGON. AEGON is one of the largest insurers in the world.
- Better Coverage. Our plans have met the standards of state regulators and feature coverage more generous than plans sold as "surplus coverage" by foreign, non-admitted insurers. For example, our plans do not exclude illnesses or injuries resulting from a terrorist act: a standard exclusion on competing plans. In addition, we do not impose pre-certification penalties for hospitalization. Lastly, we provide coverage for pre-existing conditions in many instances.
- More Affordable. Our trip protection plans are more reasonably priced than other policies. Our travel medical prices are amongst the most competitive in the industry.
- Highest Standards of Service. Every aspect of HTH insurance programs is designed to meet the highest expectation for quality and service. HTH consistently applies stringent criteria when contracting with doctors and hospitals. Less than 2% of medical providers abroad qualify to participate in our provider community.
- Recognized Leader. HTH Worldwide is a leader in international health insurance and assistance, providing services to over 400,000 travelers and expatriates annually.
- Global Health and Safety Resources: Our plans are the most comprehensive because they combine insurance with services designed to help you manage health and safety threats as well as identify and access quality healthcare overseas. After all, what good is insurance if you can’t find a doctor or hospital you can trust? That’s why we developed a complete array of Global Health and Safety Resources to give you the peace of mind you deserve.
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