Compare All Global Student USA Plans
Product Features | Preferred | Standard |
---|---|---|
Price | ||
Availability |
Select U.S. States -- See Eligibility |
Select U.S. States -- See Eligibility |
Medical Expense Coverage | ||
Policy Year Maximum Benefits | $250,000 | $250,000 |
Lifetime Maximum Benefits | $1,000,000 | $1,000,000 |
Deductible (per Injury or Sickness) | $100 (reduced to $50 if first seen at student health center) | $100 (reduced to $50 if first seen at student health center) |
Basic Medical | 100% to $5,000 | 80% to $10,000 |
Supplemental Major Medical | After Basic Medical, 80% up to an additional $245,000 | After Basic Medical, 100% up to an additional $240,000 |
Outpatient Prescription Drugs | 50% | 50% |
Durable Medical Equipment | Rental or Purchase charges | Rental or Purchase charges |
Mental Disorders, Drug/Alcohol Abuse |
$500 Outpatient $5,000 Inpatient |
$500 Outpatient $5,000 Inpatient |
Therapeutic Abortion | $500 | $500 |
Motor Vehicle Accident | $10,000 | $10,000 |
Sports Injuries | $5,000 | $5,000 |
Ground Ambulance | $350 | $350 |
Routine Care of Newborn Child | $750 | $0 |
Injuries to Sound Teeth | $250/tooth per injury | $250/tooth per injury |
Accidental Death & Dismemberment | $10,000 | $0 |
Home Country Coverage (while insured) |
100% of reasonable expenses up to $5,000 lefitime maximum | 100% of reasonable expenses up to $5,000 lefitime maximum |
Additional Coverages | ||
Medical Evacuation | $100,000 | $100,000 |
Bedside Visit to Hospitalized Insured | Up to $1,500 for Airfare and Hotel Accommodations | Up to $750 for Airfare and Hotel Accommodations |
Repatriation of Remains | $25,000 | $25,000 |
Benefits above apply to Participants. | ||
Global Health and Safety Resources | ||
Online Doctor Search--U.S. | Yes | Yes |
Online Doctor Search--International | Yes | Yes |
Destination Health and Safety Information | Yes | Yes |
Drug Translation Guide | Yes | Yes |
Medical Term and Phrase Translation Databases | Yes | Yes |
Health and Security News Alerts | Yes | Yes |
Additional Benefits | ||
Toll Free Telephone Access to All Services | Yes | Yes |
24 Hours/7 Day Global Medical Assistance | Yes | Yes |
10 Day Money Back Guarantee | Yes | Yes |
Exclusions and Limitations | see Plan Description - Preferred | see Plan Description - Standard |
Price |