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GLOBAL NAVIGATOR
GLOBAL NAVIGATOR

International health insurance - covering inside & outside the U.S.
Customize your medical insurance plan to suit your international living needs with Global Navigator. Define your deductible, and choose your doctor or hospital anywhere in the world: in or out of our elite network of providers.
  • Deductible is waived for office visits with doctors
  • No waiting periods associated with preventive services
  • No precertification required except for transplants
  • Automatically covers terrorism
  • Pre-existing condition waiting period can be eliminated with proof of prior creditable coverage
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Strength in ratings, top industry support

Our international health insurance plans are backed by a U.S. Insurer, no matter how much time you spend in or out of the U.S.:

  • BCS Insurance Company rated A- (Excellent) by A.M. Best

Global Navigator plans are U.S. licensed and approved. Benefits are considered creditable coverage.

Access to quality international health insurance and care you can trust.

When outside the U.S., connect to our network of international medical providers through premier on-line tools: browse doctor and hospital profiles, schedule appointments, and in most cases, have HTH make direct payments to providers

When inside the U.S., access our comprehensive provider network made possible by Aetna. One of the largest networks available, the Aetna Passport PPO provides more than 700,000 doctors and 4,400 hospitals for you to choose from.