Travel Gap Multi Trip Benefits
Medical Benefits Silver Gold
Maximum International Benefits per Insured Person per policy period $50,000 $250,000*
*For Individuals aged 70 - 84, the Maximum International Medical Benefit for TravelGap Gold is $100,000.
Maximum Domestic Benefits per Insured Person per policy period $2,500 $25,000
Deductible per Insured Person per policy period* $50
*Deductible waived for physician and hospital services delivered by HTH International Healthcare Community Providers.
After the Deductible is satisfied, benefits are paid for Covered Expenses as follows up to the Medical Limit:
Benefits Insurer Pays After Medical Benefit Deductible is Paid
Professional Services:
a. Surgery, anesthesia, radiation therapy, in-hospital doctor visits, diagnostic X-ray and lab 100%
b. Office Visits: including X-rays and lab work billed by the attending physician. 100%
Inpatient Hospital Services:
a. Surgery, X-rays, In-hospital doctor visits 100%
b. In-patient medical emergency 100%
Ambulatory Surgical Center 100%
Ambulance Service (non Medical Evacuation) 100% up to $1000
Benefits for claims resulting from downhill (alpine) skiing and scuba diving (certification by the Professional Association of Diving Instructors (PADI) or the National Association of Underwater Instructors (NAUI) required or diving under the supervision of a certified instructor) Maximum Benefit up to $10,000
Outside the U.S. Outpatient prescription drugs 100% of Covered Expenses
Dental Care required due to an Injury 100% of Covered Expenses up to $200 maximum per Trip Period and $200 per tooth
Dental Care for Relief of Pain 100% of Covered Expenses up to $100 maximum per Trip Period and $100 per tooth
Other Benefits Insurer Pays Without a Deductible Being Applicable
Silver Gold
Accidental Death And Dismemberment $0 $25,000
Repatriation Of Remains $15,000 $25,000
Medical Evacuation $250,000 $500,000
Bedside Visit Maximum Benefit per Trip Period up to $1,500 for the cost of one economy round trip air fare ticket to the place of the Hospital Confinement for one (1) person
Quote Multi-Trip
or call 888.243.2358


TravelGap
The fastest road to appropriate healthcare!
Services provided in addition to the benefits above
HTH Global Health and Safety Services
  • Access to contracted doctors in more than 180 countries
  • Access to worldwide security information in more than 166 countries and 245 cities
  • Online doctor search with more than 4,200 contracted physicians
  • Access to Drug Translation Guide
  • Health and security news alerts
  • View More Details
24 Hour/ 7 Day Global Medical Assistance

Available to U.S. residents, age 84 or younger, who live in approved states. Individuals aged 70-84 are eligible only for a $100,000 medical limit. See Eligibility Requirements.

Covers all domestic and international trips (up to 70 days duration per trip) in a 12 month period. Participants must be enrolled in a Primary Health Plan. There is no pre-existing condition exclusion.

For more information about the benefits, including information about exclusions, limitations and State to State variation in benefits, see the Multi-Trip Gold Plan Description and/or Multi-Trip Silver Plan Description.

The benefits outlined in the table show the payment percentages for Covered Expenses AFTER the Insured Person has satisfied any Deductibles and prior to satisfaction of his/her Out-of-Pocket. Covered Expenses are based on Reasonable Charges which may be less than actual billed charges. Providers can bill the Insured Person for amounts exceeding Covered Expenses.

Please note: you can only purchase this policy prior to departing on your trip.

Ten Day Money Back Guarantee
YOUR SATISFACTION IS GUARANTEED. We are so confident in our products that we offer the best guarantee in the business! If you are not completely satisfied with our TravelGap Multi-Trip Product, simply return your Certificate of Insurance and your ID Card to HTH within 10 days of receipt and include a letter indicating your desire to cancel. If you have not already left on a trip before the date of your letter, you will receive a full refund.

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